If you are age 65+ and you or your spouse is still employed and receiving quality group health coverage, you may not be thinking too much about Medicare. However, once retirement is on the horizon, it is critically important to make sure you understand Medicare’s strict enrollment criteria to avoid a gap in coverage and […]
State Lends a Helping Hand With Some Medicare Expenses
If you or a loved one is concerned about paying for out-of-pocket costs associated with Medicare, consider applying for the CT Medicare Savings Programs (MSP). For those who qualify for one of three program levels based on income, an MSP pays your Medicare Part B premium and enrolls you into the Low-Income Subsidy (LIS) or […]
BRIDGING THE MEDICARE INSULIN COST GAP: Part D Senior Savings Model
Did you know that 1 in every 3 Medicare beneficiaries has diabetes? According to the Centers for Medicare and Medicaid Services (CMS), this translates to over 3.3 million American seniors relying on some form of insulin. Before this year, many individuals on Medicare struggled to pay for their life-preserving medication because Part D programs did […]
You Can Do That? Helping our Clients Get Money Back from the Government
It is very satisfying for us at Health Directions to know we have enrolled our clients in the right policies at the right costs. It’s especially rewarding when we can use our expertise to solve problems… and save a client money on their monthly Medicare premium as a result! This was the case recently when […]
Like Having Your Own Personal HR Rep By Your Side
A financial adviser recently referred a couple to us. They were approaching age 65 and struggling to determine their Medicare path and associated costs. They were weighing their options for the time when the husband retires and loses his employer’s health insurance coverage — the assumption being that they would both stay on the employer […]
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