The most fundamental decision in the Medicare realm is whether to enroll in traditional Original Medicare that is federally run or to opt for a private Medicare Advantage plan. As a refresher from past articles, Original Medicare includes Part A (Hospitalization), Part B (Medical Insurance) and Part D (Drug Plan) and Medicap (Supplemental Insurance). Medicare […]
You Can Do That? Helping our Clients Get Money Back from the Government
It is very satisfying for us at Health Directions to know we have enrolled our clients in the right policies at the right costs. It’s especially rewarding when we can use our expertise to solve problems… and save a client money on their monthly Medicare premium as a result! This was the case recently when […]
Like Having Your Own Personal HR Rep By Your Side
A financial adviser recently referred a couple to us. They were approaching age 65 and struggling to determine their Medicare path and associated costs. They were weighing their options for the time when the husband retires and loses his employer’s health insurance coverage — the assumption being that they would both stay on the employer […]
Medicare Hiccup
We recently helped a couple who thought they had correctly enrolled in Medicare. This was critical to our client as the husband was battling cancer and medical costs were quickly accumulating. They were later surprised to learn that they had only signed up to receive health insurance quotes and were vulnerable to penalties resulting from […]
Medicare Moment
Don’t Be Left Out! When determining your optimal long-term healthcare coverage, it is essential to be fully aware of what is covered and, equally significant, what is NOT covered by your plans. This is particularly true when evaluating Medicare policies because your income may be decreasing while your healthcare needs are increasing. By understanding the […]