According to the Alzheimer’s Association, more than 6 million Americans age 65 and older are living with dementia. The physical, emotional and financial toll on patients and caregivers is tremendous. Plus, many people with dementia do not consistently receive high-quality, coordinated care due to economics, where they live and other factors. To address the inequities […]
The Top 10! Prescription Drug Cost Reductions Announced
On August 15, the White House and HSS announced the first 10 popular prescription drug prices to be reduced as a result of the long, and somewhat secret, negotiations with pharmaceutical companies. (See the list here.) New prices, which range in savings from 38-76 percent, will go into effect in 2026. In 2025, the list […]
Another Wrinkle in Retirement: Employer-Based Benefits and Medicare
Pardon the light pun for introducing a serious complexity in Medicare decision-making. Connecticut is one of twelve states that require residents with employer-based healthcare benefits in retirement (e.g., state employees) to enroll in Medicare Advantage. Individuals who opt for traditional Medicare, Parts A and B, will lose their retiree health benefits. This is a serious […]
“How do I…?”
Medicare vs. Social Security When hitting life’s milestones, both celebratory and somber, our clients often question who to contact to take care of critical financial and administrative matters. Issues that impact personal health and financial security are of the utmost importance, and it can be confusing to distinguish between the realms of Medicare and Social Security. […]
Filling the (Medi)gap
Medigap (a.k.a. Medicare Supplement Health Insurance) is an extra, privately offered, individual health insurance policy that helps pay for out-of-pocket costs associated with Original Medicare. You must be enrolled in Part A and Part B. Medigap plans can help pay for: Medigap does not cover: Medigap Open Enrollment Period is a one-time event during the six […]
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