Medicare enrollees with prescription drug plans (whether traditional Part D or as part of a Medicare Advantage plan) will have the option to pay out-of-pocket prescription drug costs in the form of capped monthly payments instead of all at once at the pharmacy. Launching January 1, 2025, this additional provision of the Inflation Reduction Act, […]
The Top 10! Prescription Drug Cost Reductions Announced
On August 15, the White House and HSS announced the first 10 popular prescription drug prices to be reduced as a result of the long, and somewhat secret, negotiations with pharmaceutical companies. (See the list here.) New prices, which range in savings from 38-76 percent, will go into effect in 2026. In 2025, the list […]
Another Wrinkle in Retirement: Employer-Based Benefits and Medicare
Pardon the light pun for introducing a serious complexity in Medicare decision-making. Connecticut is one of twelve states that require residents with employer-based healthcare benefits in retirement (e.g., state employees) to enroll in Medicare Advantage. Individuals who opt for traditional Medicare, Parts A and B, will lose their retiree health benefits. This is a serious […]
Smooth Summer Sipping
Smooth Summer Sipping In Health Directions’ ongoing focus on wellness, we’ve featured stories on the importance of hydration, nutrition and taking advantage of our local summer harvests. A “go-to” concoction that checks off all these health boxes for us is the versatile smoothie. As a meal, snack or post-exercise refresher, smoothies are filling and delicious. Better […]
“How do I…?”
Medicare vs. Social Security When hitting life’s milestones, both celebratory and somber, our clients often question who to contact to take care of critical financial and administrative matters. Issues that impact personal health and financial security are of the utmost importance, and it can be confusing to distinguish between the realms of Medicare and Social Security. […]
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