Health Care Reform is here.

The “new normal” of health insurance will begin on October 1, 2013. The changes are sweeping and your current health insurance plan will be directly impacted. Millions of Americans will need to enroll in a new qualified health plan during the implementation of the Affordable Care Act (commonly referred to as Obamacare). A recent poll indicated that 82% of consumers don’t understand what they are buying.

Do you? We do.

New information arrives daily. We know that your current plan may be “grandfathered,” but that may not be permanent. New Mandatory Essential Benefits will be included in all plans, but your out of pocket maximum will depend on the plan you choose. The medical underwriting process has been eliminated; all plans are guaranteed issue. Rather than a health statement, you will now complete a financial statement. You may qualify for a subsidized plan that significantly reduces your out of pocket cost. You may experience the exact opposite. And you must make your decision within the Annual Election Period – October 1, 2013—March 31, 2014. Health Care Reform is here. We are here to bring clarity to the confusion.

Talk to us. We will point you in the right direction.